CO (Contractual Obligation) Denial Codes

CO adjustments mean the payer adjusted the claim based on your contract with them. The provider bears the financial responsibility — you cannot bill the patient for CO adjustments. CO is the most common Group Code in medical billing. These adjustments typically indicate billing errors that need correction and resubmission, fee schedule differences between billed and contracted rates, or coding issues.

Common scenarios: Billing errors that need correction and resubmission. Fee schedule differences between billed and contracted rates. Bundling adjustments where services are not paid separately. Timely filing limit exceeded.

Codes: 281 active Financial responsibility: Provider Patient billable: No
Disclaimer
This content is for informational purposes only. Always verify against your payer contracts and current coding guidelines.

All CO Denial Codes

Code Name Category Action
CO-1 Deductible Amount patient responsibility Review & Decide
CO-2 Coinsurance Amount patient responsibility Review & Decide
CO-3 Co-payment Amount other Review & Decide
CO-4 Procedure Code Inconsistent with Modifier coding error Verify & Resubmit
CO-5 Procedure Code Inconsistent with Place of Service coding error Verify & Resubmit
CO-6 Procedure/Revenue Code Inconsistent with Patient Age coding error Verify & Resubmit
CO-7 Procedure/Revenue Code Inconsistent with Patient Gender coding error Verify & Resubmit
CO-8 Procedure Code Inconsistent with Provider Type/Specialty coding error Verify & Resubmit
CO-9 Diagnosis Inconsistent with Patient Age coding error Verify & Resubmit
CO-10 Diagnosis Inconsistent with Patient Gender coding error Verify & Resubmit
CO-11 Diagnosis Inconsistent with Procedure coding error Verify & Resubmit
CO-12 Diagnosis Inconsistent with Provider Type coding error Verify & Resubmit
CO-13 Date of Death Precedes Date of Service coding error Verify & Resubmit
CO-14 Date of Birth Follows Date of Service coding error Verify & Resubmit
CO-16 Missing Information or Billing Error information missing Verify & Resubmit
CO-18 Exact Duplicate Claim/Service duplicate Review & Decide
CO-19 Workers' Compensation Claim coverage Resubmit
CO-20 Liability Carrier Responsible coverage Resubmit
CO-21 No-Fault Carrier Responsible coverage Resubmit
CO-22 Coordination of Benefits - Another Payer May Cover coverage Resubmit
CO-23 Prior Payer Adjudication Impact coverage Review & Decide
CO-24 Charges Covered Under Capitation/Managed Care fee schedule Review & Decide
CO-26 Expenses Incurred Prior to Coverage coverage Verify & Resubmit
CO-27 Expenses Incurred After Coverage Terminated coverage Verify & Resubmit
CO-29 Timely Filing Limit Expired timely filing Appeal
CO-31 Patient Cannot Be Identified as Insured coverage Verify & Resubmit
CO-32 Patient Not Eligible Dependent coverage Verify & Resubmit
CO-33 Insured Has No Dependent Coverage coverage Verify & Resubmit
CO-34 No Coverage for Newborns coverage Verify & Resubmit
CO-35 Lifetime Benefit Maximum Reached coverage Review & Decide
CO-39 Services Denied at Authorization/Pre-certification authorization Appeal
CO-40 Charges Do Not Meet Emergent/Urgent Care Qualifications coverage Appeal
CO-44 Prompt-Pay Discount fee schedule Review & Decide
CO-45 Charge Exceeds Fee Schedule/Maximum Allowable fee schedule Review & Decide
CO-49 Non-Covered Routine/Preventive Exam coverage Appeal
CO-50 Non-Covered Service - Not Medically Necessary coverage Appeal
CO-51 Non-Covered Pre-existing Condition coverage Appeal
CO-53 Services by Immediate Relative Not Covered coverage Review & Decide
CO-54 Multiple Physicians/Assistants Not Covered coverage Appeal
CO-55 Procedure/Treatment Deemed Experimental/Investigational coverage Appeal
CO-56 Procedure/Treatment Not Proven Effective coverage Appeal
CO-58 Inappropriate or Invalid Place of Service coverage Appeal
CO-59 Multiple/Concurrent Procedure Rules Applied bundling Review & Decide
CO-60 Outpatient Services Not Covered Near Inpatient Stay bundling Review & Decide
CO-61 Failure to Obtain Second Surgical Opinion authorization Appeal
CO-66 Blood Deductible patient responsibility Review & Decide
CO-69 Day Outlier Amount fee schedule Review & Decide
CO-70 Cost Outlier Adjustment fee schedule Review & Decide
CO-74 Indirect Medical Education Adjustment fee schedule Review & Decide
CO-75 Direct Medical Education Adjustment fee schedule Review & Decide
CO-76 Disproportionate Share Adjustment fee schedule Review & Decide
CO-78 Non-Covered Days / Room Charge Adjustment coverage Review & Decide
CO-85 Patient Interest Adjustment other Review & Decide
CO-89 Professional Fees Removed from Charges bundling Verify & Resubmit
CO-90 Ingredient Cost Adjustment fee schedule Verify & Resubmit
CO-91 Dispensing Fee Adjustment fee schedule Review & Decide
CO-94 Processed in Excess of Charges fee schedule Review & Decide
CO-95 Plan Procedures Not Followed authorization Verify & Resubmit
CO-96 Non-Covered Charges coverage Verify & Resubmit
CO-97 Bundled Service — Not Paid Separately bundling Review & Decide
CO-100 Payment Made to Patient/Insured other Review & Decide
CO-101 Predetermination: Anticipated Payment other Verify & Resubmit
CO-102 Major Medical Adjustment fee schedule Review & Decide
CO-103 Provider Promotional Discount fee schedule Review & Decide
CO-104 Managed Care Withhold fee schedule Review & Decide
CO-105 Tax Withholding Amount other Review & Decide
CO-106 Patient Payment Option Not in Effect other Verify & Resubmit
CO-107 Related or Qualifying Service Not Identified information missing Verify & Resubmit
CO-108 Rent/Purchase Guidelines Not Met coverage Verify & Resubmit
CO-109 Claim Not Covered by This Payer other Verify & Resubmit
CO-110 Billing Date Predates Service Date information missing Verify & Resubmit
CO-111 Not Covered Unless Provider Accepts Assignment coverage Verify & Resubmit
CO-112 Service Not Furnished Directly or Not Documented information missing Verify & Resubmit
CO-114 Procedure/Product Not FDA Approved coverage Verify & Resubmit
CO-115 Procedure Postponed, Canceled, or Delayed other Verify & Resubmit
CO-116 Advance Indemnification Notice Requirements Not Met coverage Review & Decide
CO-117 Transportation to Nearest Facility coverage Verify & Resubmit
CO-118 ESRD Network Support Adjustment fee schedule Review & Decide
CO-119 Benefit Maximum Reached coverage Review & Decide
CO-121 Indemnification Adjustment other Review & Decide
CO-122 Psychiatric Services Reduction fee schedule Review & Decide
CO-128 Newborn Services in Mother's Allowance bundling Verify & Resubmit
CO-129 Prior Processing Information Incorrect information missing Verify & Resubmit
CO-130 Claim Submission Fee fee schedule Review & Decide
CO-131 Claim-Specific Negotiated Discount fee schedule Review & Decide
CO-132 Prearranged Demonstration Project Adjustment other Review & Decide
CO-133 Service Line Pending Further Review other Review & Decide
CO-134 Technical Fees Removed bundling Verify & Resubmit
CO-135 Interim Bills Cannot Be Processed other Verify & Resubmit
CO-136 Failure to Follow Prior Payer's Coverage Rules other Review & Decide
CO-137 Regulatory Surcharges, Assessments, or Health-Related Taxes other Review & Decide
CO-139 Contracted Funding Agreement — Subscriber Employed by Provider other Review & Decide
CO-140 Patient ID Number and Name Do Not Match information missing Verify & Resubmit
CO-142 Monthly Medicaid Patient Liability Amount other Review & Decide
CO-143 Portion of Payment Deferred other Review & Decide
CO-144 Incentive Adjustment for Preferred Product/Service fee schedule Review & Decide
CO-146 Diagnosis Invalid for Date of Service coding error Verify & Resubmit
CO-147 Provider Accepted Reduced Payment from Regulatory Authority other Review & Decide
CO-148 Information from Another Provider Not Provided or Incomplete information missing Verify & Resubmit
CO-149 Lifetime Benefit Maximum Reached coverage Review & Decide
CO-150 Information Does Not Support Level of Service coverage Appeal
CO-151 Information Does Not Support Frequency of Services coverage Appeal
CO-152 Information Does Not Support Length of Service coverage Appeal
CO-153 Information Does Not Support Dosage coverage Appeal
CO-154 Information Does Not Support Day's Supply coverage Verify & Resubmit
CO-155 Patient Refused the Service/Procedure other Review & Decide
CO-157 Service Provided as Result of Act of War coverage Appeal
CO-158 Service Provided Outside the United States coverage Review & Decide
CO-159 Service Provided as Result of Terrorism coverage Appeal
CO-160 Benefit Exclusion: Injury from Excluded Activity coverage Appeal
CO-161 Provider Performance Bonus fee schedule Review & Decide
CO-163 Attachment/Documentation Referenced on Claim Not Received information missing Resubmit
CO-164 Attachment/Documentation Not Received in Timely Fashion timely filing Appeal
CO-166 Payer's Responsibility Ended Before Service Date coverage Verify & Resubmit
CO-167 Diagnosis Not Covered coverage Verify & Resubmit
CO-169 Alternate Benefit Provided coverage Review & Decide
CO-170 Payment Denied for This Provider Type coverage Verify & Resubmit
CO-171 Payment Denied for Provider Type in This Facility Type coverage Verify & Resubmit
CO-172 Payment Adjusted for Provider Specialty fee schedule Verify & Resubmit
CO-173 Service Not Prescribed by a Physician information missing Resubmit
CO-174 Service Not Prescribed Prior to Delivery authorization Verify & Resubmit
CO-175 Prescription Is Incomplete information missing Resubmit
CO-176 Prescription Is Not Current information missing Resubmit
CO-177 Patient Has Not Met Required Eligibility Requirements coverage Review & Decide
CO-178 Patient Has Not Met Spend Down Requirements coverage Verify & Resubmit
CO-179 Patient Has Not Met Required Waiting Period coverage Review & Decide
CO-180 Patient Has Not Met Residency Requirements coverage Review & Decide
CO-181 Procedure Code Invalid on Date of Service coding error Verify & Resubmit
CO-182 Procedure Modifier Invalid on Date of Service coding error Verify & Resubmit
CO-183 Referring Provider Not Eligible to Refer information missing Verify & Resubmit
CO-184 Prescribing/Ordering Provider Not Eligible to Prescribe/Order information missing Verify & Resubmit
CO-185 Rendering Provider Not Eligible to Perform Service information missing Verify & Resubmit
CO-186 Level of Care Change Adjustment coverage Appeal
CO-187 Consumer Spending Account Payment Not Approved coverage Review & Decide
CO-188 Product/Procedure Not Covered Unless FDA-Recommended coverage Appeal
CO-189 No Specific Procedure Code for Service Billed coding error Verify & Resubmit
CO-190 Billing for SNF Qualified Stay Already Covered bundling Review & Decide
CO-192 Non-Standard Adjustment Code from Paper Remittance other Verify & Resubmit
CO-193 Original Payment Decision Maintained on Review other Appeal
CO-194 Anesthesia by Operating/Assistant/Attending Physician bundling Verify & Resubmit
CO-195 Refund to Erroneous Priority Payer other Review & Decide
CO-197 Precertification/Authorization/Notification Absent authorization Verify & Resubmit
CO-198 Precertification/Authorization Limits Exceeded authorization Appeal
CO-199 Revenue Code and Procedure Code Mismatch coding error Verify & Resubmit
CO-200 Expenses Incurred During Lapse in Coverage coverage Verify & Resubmit
CO-201 Patient Responsibility via Set-Aside Arrangement other Review & Decide
CO-202 Non-Covered Personal Comfort or Convenience Services coverage Appeal
CO-203 Discontinued or Reduced Service coverage Verify & Resubmit
CO-204 Service/Equipment/Drug Not Covered Under Benefit Plan coverage Appeal
CO-205 Pharmacy Discount Card Processing Fee fee schedule Review & Decide
CO-206 National Provider Identifier - Missing information missing Verify & Resubmit
CO-207 National Provider Identifier - Invalid Format information missing Verify & Resubmit
CO-208 National Provider Identifier - Not Matched information missing Verify & Resubmit
CO-209 Provider Cannot Collect from Patient per Regulatory Agreement other Review & Decide
CO-210 Pre-Certification/Authorization Not Received Timely authorization Appeal
CO-211 National Drug Codes (NDC) Not Eligible for Rebate, Not Covered coverage Verify & Resubmit
CO-212 Administrative Surcharges Not Covered fee schedule Review & Decide
CO-213 Non-Compliance with Physician Self-Referral Prohibition other Appeal
CO-215 Based on Subrogation of a Third Party Settlement other Review & Decide
CO-216 Based on Findings of a Review Organization other Appeal
CO-219 Based on Extent of Injury other Appeal
CO-222 Exceeds Contracted Maximum Hours/Days/Units fee schedule Appeal
CO-223 Mandated Federal/State/Local Law Adjustment other Review & Decide
CO-224 Patient Identification Compromised by Identity Theft other Verify & Resubmit
CO-225 Penalty or Interest Payment by Payer other Review & Decide
CO-226 Provider Information Not Provided or Insufficient information missing Verify & Resubmit
CO-227 Patient/Insured Information Not Provided or Insufficient information missing Verify & Resubmit
CO-228 Denied for Failure to Supply Information to Previous Payer information missing Verify & Resubmit
CO-229 Partial Charge Not Considered Due to Type of Bill 12X other Review & Decide
CO-231 Mutually Exclusive Procedures bundling Verify & Resubmit
CO-232 Institutional Transfer Amount fee schedule Review & Decide
CO-233 Hospital-Acquired Condition or Preventable Medical Error other Appeal
CO-234 Procedure Not Paid Separately bundling Verify & Resubmit
CO-235 Sales Tax fee schedule Review & Decide
CO-236 Procedure/Modifier Not Compatible per NCCI bundling Verify & Resubmit
CO-237 Legislated/Regulatory Penalty other Review & Decide
CO-238 Claim Spans Eligible/Ineligible Periods - Ineligible Reduction other Review & Decide
CO-239 Claim Spans Eligible/Ineligible Periods - Rebill Separately coverage Verify & Resubmit
CO-240 Diagnosis Inconsistent with Patient's Birth Weight coding error Verify & Resubmit
CO-241 Low Income Subsidy (LIS) Co-payment Amount other Review & Decide
CO-242 Services Not Provided by Network/Primary Care Providers coverage Appeal
CO-243 Services Not Authorized by Network/Primary Care Providers authorization Appeal
CO-245 Provider Performance Program Withhold fee schedule Review & Decide
CO-246 Non-Payable Code for Required Reporting Only other Review & Decide
CO-247 Deductible for Professional Service in Institutional Setting patient responsibility Review & Decide
CO-248 Coinsurance for Professional Service in Institutional Setting patient responsibility Review & Decide
CO-249 Claim Identified as Readmission other Appeal
CO-250 Incorrect Attachment/Documentation Received information missing Verify & Resubmit
CO-251 Incomplete or Deficient Attachment/Documentation Received information missing Verify & Resubmit
CO-252 Attachment Required to Adjudicate Claim information missing Resubmit
CO-253 Sequestration Reduction in Federal Payment fee schedule Review & Decide
CO-254 Dental Plan Benefits Not Available - Submit to Medical coverage Resubmit
CO-256 Service Not Payable Per Managed Care Contract coverage Review & Decide
CO-257 Claim Undetermined During Premium Grace Period (HIX) other Review & Decide
CO-258 Claim Not Covered - Patient in Custody or Incarcerated coverage Resubmit
CO-259 Additional Payment for Dental/Vision Service Utilization coverage Verify & Resubmit
CO-260 Processed Under Medicaid ACA Enhanced Fee Schedule fee schedule Review & Decide
CO-261 Procedure Inconsistent with Patient History coding error Appeal
CO-262 Adjustment for Delivery Cost (Pharmaceuticals Only) fee schedule Verify & Resubmit
CO-263 Adjustment for Shipping Cost (Pharmaceuticals Only) fee schedule Verify & Resubmit
CO-264 Adjustment for Postage Cost (Pharmaceuticals Only) fee schedule Verify & Resubmit
CO-265 Adjustment for Administrative Cost (Pharmaceuticals Only) fee schedule Verify & Resubmit
CO-266 Adjustment for Compound Preparation Cost (Pharmaceuticals Only) fee schedule Verify & Resubmit
CO-267 Claim/Service Spans Multiple Months other Resubmit
CO-268 Claim Spans Two Calendar Years other Resubmit
CO-269 Anesthesia Not Covered for This Procedure coverage Appeal
CO-270 Medical Plan Benefits Not Available - Submit to Dental coverage Resubmit
CO-271 Prior Contractual Reductions on Current Payment Schedule other Review & Decide
CO-272 Coverage/Program Guidelines Were Not Met coverage Appeal
CO-273 Coverage/Program Guidelines Were Exceeded coverage Appeal
CO-274 Fee/Service Not Payable — Care Coordination Arrangement coverage Verify & Resubmit
CO-275 Prior Payer Patient Responsibility Not Covered coverage Review & Decide
CO-276 Prior Payer Denied Services Not Covered by This Payer coverage Appeal
CO-277 Claim Undetermined During SHOP Exchange Grace Period other Review & Decide
CO-278 Performance Program Proficiency Requirements Not Met other Review & Decide
CO-279 Services Not Provided by Preferred Network Providers coverage Appeal
CO-280 Medical Plan Benefits Not Available - Submit to Pharmacy coverage Resubmit
CO-281 Deductible Waived Per Contractual Agreement patient responsibility Review & Decide
CO-282 Procedure/Revenue Code Does Not Match Type of Bill coding error Resubmit
CO-283 Attending Provider Not Eligible to Direct Care other Verify & Resubmit
CO-284 Authorization Valid But Does Not Apply to Billed Services authorization Verify & Resubmit
CO-285 Appeal Procedures Not Followed other Appeal
CO-286 Appeal Time Limits Not Met timely filing Appeal
CO-287 Referral Exceeded authorization Verify & Resubmit
CO-288 Referral Absent authorization Verify & Resubmit
CO-289 Dental and Medical Plans Considered - Benefits Not Available coverage Review & Decide
CO-290 Dental Plan Benefits Not Available - Forwarded to Medical coverage Resubmit
CO-291 Medical Plan Benefits Not Available - Forwarded to Dental coverage Resubmit
CO-292 Medical Plan Benefits Not Available - Forwarded to Pharmacy coverage Resubmit
CO-293 Payment Made to Employer other Review & Decide
CO-294 Payment Made to Attorney other Review & Decide
CO-295 Pharmacy Direct/Indirect Remuneration (DIR) Adjustment fee schedule Review & Decide
CO-296 Authorization Valid But Does Not Apply to Provider authorization Verify & Resubmit
CO-297 Medical Plan Benefits Not Available - Submit to Vision coverage Resubmit
CO-298 Medical Plan Benefits Not Available - Forwarded to Vision coverage Resubmit
CO-299 Billing Provider Not Eligible for Payment other Verify & Resubmit
CO-300 Medical Plan Benefits Not Available - Submit to Behavioral Health coverage Resubmit
CO-301 Medical Plan Claim — Submit to Behavioral Health Plan coverage Verify & Resubmit
CO-302 Precertification/Authorization Time Limit Expired authorization Verify & Resubmit
CO-303 Prior Payer Patient Responsibility Not Covered for QMB patient responsibility Review & Decide
CO-304 Medical Plan Claim — Submit to Hearing Plan coverage Verify & Resubmit
CO-305 Medical Plan Claim — Forwarded to Hearing Plan coverage Review & Decide
CO-306 Type of Bill Inconsistent with Patient Status information missing Resubmit
CO-307 Medicare Maximum Fair Price Standard Default Refund Amount fee schedule Review & Decide
CO-308 Contracted Funding Agreement Adjustment fee schedule Review & Decide
CO-A0 Patient Refund Amount other Review & Decide
CO-A1 Claim/Service Denied — Remark Code Required other Resubmit
CO-A5 Medicare PPS Capital Cost Outlier Amount fee schedule Review & Decide
CO-A6 Prior Hospitalization or 30-Day Transfer Requirement Not Met coverage Appeal
CO-A8 Ungroupable DRG coding error Resubmit
CO-B1 Non-Covered Visits coverage Review & Decide
CO-B10 Allowed Amount Reduced — Component of Basic Procedure Already Paid bundling Review & Decide
CO-B11 Claim Transferred to Proper Payer — Not Covered Here coverage Verify & Resubmit
CO-B12 Services Not Documented in Patient Medical Records information missing Appeal
CO-B13 Previously Paid — Duplicate Payment duplicate Review & Decide
CO-B14 Only One Visit/Consultation Per Physician Per Day Covered duplicate Resubmit
CO-B15 Qualifying Service/Procedure Not Received or Covered authorization Verify & Resubmit
CO-B16 New Patient Qualifications Not Met coding error Resubmit
CO-B20 Service Partially or Fully Furnished by Another Provider duplicate Resubmit
CO-B22 Payment Adjusted Based on Diagnosis coding error Resubmit
CO-B23 Procedure Not Authorized Per CLIA Proficiency Test coverage Verify & Resubmit
CO-B4 Late Filing Penalty timely filing Review & Decide
CO-B7 Provider Not Certified/Eligible for This Service on This Date coverage Verify & Resubmit
CO-B8 Alternative Services Available — Should Have Been Utilized coverage Appeal
CO-B9 Patient Enrolled in Hospice coverage Verify & Resubmit
CO-P1 State-Mandated Requirement — Property and Casualty Only other Review & Decide
CO-P10 Payment Reduced to Zero Due to Litigation — P&C Only other Review & Decide
CO-P11 P&C Claim Disposition Pending Due to Litigation other Review & Decide
CO-P12 Workers' Compensation Jurisdictional Fee Schedule Adjustment fee schedule Review & Decide
CO-P13 Payment Reduced/Denied Per WC Jurisdictional Regulations coverage Appeal
CO-P14 Service Included in Another Service Payment — P&C Only bundling Review & Decide
CO-P15 WC Medical Treatment Guideline Adjustment coverage Appeal
CO-P16 Provider Not Authorized for WC Treatment in This Jurisdiction coverage Verify & Resubmit
CO-P2 Not Work-Related — Workers' Compensation Not Liable coverage Verify & Resubmit
CO-P3 Workers' Compensation Case Settled — Patient Responsible via MSA coverage Review & Decide
CO-P4 Workers' Compensation Claim Non-Compensable coverage Verify & Resubmit
CO-P5 Reasonable and Customary Fee Adjustment — P&C Only fee schedule Review & Decide
CO-P6 Adjustment Based on Entitlement to Benefits — P&C Only coverage Verify & Resubmit
CO-P7 Billed Code Not in Fee Schedule/Database — P&C Only fee schedule Resubmit
CO-P8 Claim Under Investigation — P&C Only other Review & Decide
CO-P9 No CPT/HCPCS Code Available — P&C Only coding error Resubmit
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Other Group Codes

OA
Other Adjustment
PI
Payor Initiated Reduction
PR
Patient Responsibility